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Select the type of loan you need:

Online Loans for Bad Credit
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After you make your loan selection you will be transferred to the appropriate secure online application.

Please be aware that lenders in our network may do traditional credit checks with the three main credit bureaus (Experian, Equifax, and Transunion), however, they may also query various consumer databases, including, but not limited to CL Verify, TeleTrack or DataX.

Ultimately, credit does cost money. It is up to you to be informed about the credit transactions that you make. Before agreeing to any credit services, you will need to know the following:

  • Identity of the creditor
  • Amount financed
  • Itemization of amount financed
  • Annual percentage rate, including applicable variable-rate disclosures
  • Finance charge
  • Total of payments
  • Payment schedule
  • Prepayment/late payment penalties
  • If applicable to the transaction: (1) Total sales cost, (2) Demand feature, (3) Security interest, (4) Insurance, (5) Required deposit, and (6) Reference to contract

If you do not understand all of the terms of the loan or credit service that you may be eligible for then be sure to clarify any questions you may have with the lender. The lenders in our network are in compliance with state and federal laws and are committed to actively working with customers who need assistance and helping them to avoid delinquency.

Possible Late and Non-Payment Implications

Late Fees– You may be assessed late fees if you fail to make your payment by a the date that payment is due. Additionally, you may be assessed with a returned item charge if any check or electronic payment is returned unpaid (late fee and returned item fees vary by state – see your loan agreements for additional details).

Collection Activity – Lenders may attempt to collect any delinquent amount through our standard collection practices, which include contacting you by phone, mail or email. They may also exercise their rights under the loan or credit services agreements with you. If they are unable to collect any delinquent amount you may have with them through such actions, they may also sell their debt to a third party debt buyer or engage a collection agency, who may also engage in collection activity with you.

Negatively Impacting Your Credit Score–Failure to make timely payment on your loan may reduce your score with credit bureaus. This might prevent you from receiving credit or other services from another provider that uses such agencies.

Please be advised that cash advances, aka payday loans and payday advances, should only be used for short-term financial needs, not as long-term financial solutions. Consumers with severe credit difficulties should seek the advise of a credit counselor. Additionally, there are many consumer resources that can be found online.